Term vs. Whole Life Insurance

While the differences between term life insurance and whole life insurance are pretty simple, it boils down to your needs and budget. First, Term Life Insurance is purely for death benefits and is relatively inexpensive. The policies have a specified time such as 15, 20, 25 or 30 years; however, there have been some that…
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Why do I need life insurance?

Life insurance is not something that’s pleasant to think about. However, when you finally make the decision to jump in and protect others, it’s actually quite a simple decision. There are a number of reasons to purchase life insurance: Financial support – The first and most common is to support your family financially. Life insurance…
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Who needs life insurance?

    First, let’s talk about the purpose of life insurance . Upon the death of the owner, this money is tax-free cash that can replace income and helps with expenses. It can replace income and help with expenses such as a mortgage, funeral expenses and day-to-day living. If you have dependents, life insurance should be…
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